Group Medical Card / Group Hospitalisation & Surgical Insurance (GHS)
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| If you're considering providing comprehensive medical coverage to your employees, a group medical insurance plan could be a suitable choice for your company. This kind of insurance plan can safeguard your employees and their families by shouldering the costs of medical treatment and hospitalization due to accidents and illness. Below are some notable features of a standard group medical insurance plan: |
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- Coverage for medical treatment: Typically, a group medical insurance plan covers the cost of medical treatment, which includes doctor visits, laboratory tests, and prescription medications. This ensures that your employees have access to necessary care when they need it.
- Coverage for hospitalization: Besides medical treatment, a group medical insurance plan usually covers the cost of hospitalization due to illness or injury. This can include expenses like room and board, surgery, and anesthesia.
- Tailored coverage: Group medical insurance plans can be customized to meet your company's specific needs. For instance, you may choose between different levels of coverage, add or remove benefits, and set limits on coverage amounts.
- Cost savings: By insuring a group of employees, you may be able to save on premium costs compared to individual insurance plans, making medical coverage more affordable for both you and your employees.
- Employee retention and satisfaction: Providing your employees with comprehensive medical coverage can help enhance employee retention and satisfaction. It can also attract new employees seeking jobs with substantial benefits packages.
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| Overall, a group medical insurance plan can be a worthwhile investment for your company and your employees. By granting your employees access to high-quality medical care, you can help safeguard their health and well-being, thereby enhancing the overall success of your business. |
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Key Coverage
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Outpatient Benefits
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- Pre-hospitalization and pre-surgical diagnostic services
- Pre-hospitalization specialist fees
- Post-Hospitalization Treatment
- Emergency accidental outpatient treatment
- Outpatient monthly outpatient cancer treatment
- Emergency accidental dental treatment
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Inpatient Benefits
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- Hospital room & board
- Surgeon fees
- Anaesthetist Fees
- Intensive Care Unit
- Hospital services & supplies
- Daycare surgery
- Operation theatre
- In-hospital physician visit
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Special Benefits
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- Ambulance Fee
- Daily cash allowance at general hospitals
- Bereavement allowance
- Coverage for Dependents
Many group medical insurance plans also offer the option to extend coverage to the dependents of the employees. This can include spouses, children, and sometimes even parents. By doing so, you can provide a more comprehensive benefits package to your employees.
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